Get Paid Faster with AI-Powered Receivables Intelligence

Daylit's AI agents catch at-risk accounts early, supercharge manual collctions and help forecast cash flow so your team can focus on growth

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what we do - Receivables Intelligence

Daylit's Receivables Intelligence helps you get paid faster
AI agents track receivables, forecast cash flow, and unlock funding automatically
so you can focus on creating value for your business

Daylit is an all-in-one      working capital platform      built to take the guess work out of the money that comes in      — so you can focus on growth      without worrying about cash.

Get Paid Faster

Our AI Agents know your accounts as well as you do and work 24/7 to ensure you get paid on time.

Save Time Collecting

Supercharge your collections team by giving them the tools to chase missing payments at scale.

Catch A/R Issues Early

Get Deep insights into your A/R portfolio and catch at-risk accounts before they exist.

Receivables Intelligence + Working Capital Solutions

A/R intelligence together
with working capital solutions

Daylit combines all-in-one working capital solutions with AI driven receivables intelligence to give finance teams all of the tools to solve cash flow challenges, automate collections, and access funding options as needed.

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OUR Working Capital PRODUCTS

Working capital at your fingertips

Whether it’s covering your daily expenses or making a big purchase, we have the cash flow solutions to keep your business running smoothly.

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FundNow

Speed up cash collection with accounts receivable financing

Get the funds you need today with an advance on your invoices. Pay Daylit back when your customer pays you.

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OfferTerms

Offer payment terms to your customers

Offer PayLater on your invoices to customers. Get paid upfront by Daylit, while your customers pay us later.

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PayLater

Delay vendor payments with accounts payable financing

Enjoy early pay and volume discounts with your suppliers. Daylit pays them upfront.

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DrawDown

Get working capital line of credit for big purchases

Access fast funding for major investments or expansion projects. Grow without giving up equity.

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Want to see the Daylit receivables intelligence dashboard?

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OUR IMPACT

Take the guesswork out of money coming in

We've supported thousands of working capital cycles across Daylit's financing products. We're just getting started.

20 days

Shrink DSO

Get paid faster and turn stubborn A/R into cash on the company's balance sheet

95%

More accurate reporting

Get real-time, 24/7 insights into your A/R portfolio and know exactly when money will clear

$50,000

Cost savings on collections team

Businesses lose $50k each year from lack of cash flow planning. Not anymore.

WHY DAYLIT

Working capital just got brighter

Take the guesswork out of working capital with an all-in-one platform that delivers capital at your fingertips and actionable, financial intelligence.

Easy to use platform

Simple, intuitive platform built for operators with busy schedules.

Free to open and keep

No more paying for unused fees or maintainance charges.

Always on and ready

Daylit's platform is 24/7/365 and ready to support.

Flexible terms

Credit amount, repayment schedule, and interest rates tailored to your needs.

User-friendly dashboard

Track your line of credit usage online anytime.

Actionable intelligence

Leverage Daylit's agents to save you time.

TESTIMONIALS

What our customers say

Companies across industries, from chemicals and specialty contractors to healthcare, trust Daylit to optimize their working capital.

1/5
The Plaza Group
"With Daylit, we’ve cut down the time spent managing receivables and chasing payments. That’s freed our finance team to focus on higher-value work like market analysis, smarter inventory management, and planning for expansion."
Ray Heinen
CFO
SolarQuote
“PayLater helps me smooth out my repayment profile. We take large obligations and pay them over 4-26 weeks so they’re easier to manage.”
Steve Doll
CFO
Cicis Pizza
"I’m actively expanding my restaurant footprint and Daylit has been a trusted financing partner along the way."
Robert Lesieur
Owner
AMS Healthcare Staffing
"Talking to the Daylit team was just like talking to another colleague who understood my situation. They didn’t give me the hard sell, they just gave me the details of the deal. It was the speed of getting the available funds, it was the ease of the app and it was the interest rate. The interest rate just beat everybody by a mile."
Eric Makowski
President
California Job Shop
"Daylit's online portal, real-time access to capital, and clean user experience made managing our finances so much easier. I especially value the revolving line of credit, which lets me draw funds whenever needed to handle cash flow fluctuations without being tied to rigid loan terms."
Matt Stringer
CEO
FAQs

You’ve got questions, we’ve got answers

QX.

Working capital is a financing solution that provides businesses with access to short-term funds to cover day-to-day operations, manage cash flow gaps, or invest in growth opportunities. Our working capital solutions include:

-Accounts payable financing to delay vendor payments.
-Accounts receivable financing to accelarate cash collection from receivables.
-Revolving line of credit to use for larger cash needs.

QX.

Unlike a traditional loan or MCA, working capital line of credit solutions are tied directly to invoices and bills. This means:

No lengthy paperwork or collateral requirements.
Terms that match your actual cash conversion cycle (30–60 days instead of year-long loans you don’t need).
Flexible draw mechanic, you only pay for what you use.

QX.

Pay suppliers upfront and secure early pay or bulk discounts.
Cover large bills by spreading payments over time.
Smooth cash flow when customers pay late.
Fund growth initiatives like inventory, staff, equipment, and expansion projects.
Finance materials needed for larger customer orders.

QX.

Credit limits are determined by monthly revenue and historical financials, modeled by our AI-driven underwriting engine. Typical transaction limits are up to $500k per invoice/bill. Lines of credit scale as your business grows, with re-underwriting every 90 days to increase available capital.

QX.

The application takes only 5–10 minutes. Businesses can often receive decisions instantly, with proposals delivered within 24–48 hours. Once approved, uploading an invoice or bill results in vendor payment the next day or immediate funding to your account.

QX.

Yes. Customers can repay anytime without penalty. Early repayment saves you financing fees since costs accrue only for the time funds are outstanding. The only non-refundable cost is the initial 1% processing fee.

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Still have questions?

Book a meeting with our team.

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Insights

Latest insights about working capital

We have inspiring case studies, industry reports and cash flow management tips for you.

Why We Built Receivables Intelligence: To Fix the Weekly A/R Fire Drill
AI for CFOs: How Artificial Intelligence Is Changing the Finance Function
Early-Pay Discounts 101: A Simple Playbook to Lift Margins

Working capital just got a little brighter

Daylit is an all-in-one working capital platform to help you take the guess work out of when money comes in.

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